The best rates. The best service. The best mortgage experience.

Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources.  These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines and available rates like most banks.  Conventional, FHA, and VA financing options are all available depending on the client’s needs.

Pacific West Lending prides itself with a proven track record of successful key business relationships that allow for a smooth process from start to finish.  We understand that every transaction is different, therefore we provide professional guidance to each and every client for successful navigation of today’s constantly changing lending requirements and procedures. 

Why Choose Us

We help our customers secure the funding they need to purchase or refinance their homes or commercial buildings. At Pacific West Lending, we marry the highest integrity customer service with deep knowledge of the mortgage process. Then, we incorporate technology to make the entire process run smoothly.

We take our relationships seriously and have grown our company through the referrals and repeat business of satisfied customers. In the last 30 years, we have seen it all, and we can foresee the obstacles that might occur so we can create solutions in advance.

Pacific West Lending is committed to helping you find the right product for your needs. We understand that every borrower is different, and we offer a variety of mortgage products to meet your individual requirements.

Better than a Bank

You have many options when choosing a mortgage lender. We improve on the one-size-fits-all approach that banks take by communicating with you throughout the entire process with customer service that is second to none. Plus, we offer loan products at wholesale rates.

In addition to the typical bank solutions, we have expanded our services as a lending firm to include strategic analysis and investment property planning, annual client mortgage review, debt consolidation and repositioning transactions, home equity leverage and management, and commercial real estate financing.

Contact us to learn more or start your loan application now.

Michael Aldridge

Michael Aldridge

Since 1989, Michael Aldridge is making a difference as a Real Estate Finance and Investment entrepreneur. A 29-year Veteran of the Mortgage and Real Estate Investment business, his experience holding executive positions at major lenders give Michael a unique insight when consulting his clients, Realtors and their homebuyers. Counseling, developing borrowing strategies with strategic mortgage and real estate investment planning are integral parts of the solutions he provides to each client.
Michael is a Founder of Pacific West Lending, Licensed as a Mortgage Banker in Arizona and California. In addition, he is the President of Copperstate Lending a successful Mortgage Broker/Banker firm established in June 2004.
His Real Estate Investment firm, Pinnacle Properties is a professional, full service Real Estate Investment company that buys, sells and holds residential and commercial properties throughout the Greater Metro Phoenix area, San Joaquin Valley in California and as far away as Memphis Tennessee.
Practical experience matters. Well regarded for his professionalism, honesty, and expertise in all areas of mortgage lending and real estate. He has built his long-standing business on a network of relationships as a resource for industry professionals and his clients.
Chris Bang

Chris Bang

Chris has an extensive lending background with 24 years of valuable experience in all facets of mortgage lending and servicing.  He has held multiple management roles in corporate financial services and mortgage banking operations across the Western U.S. and has founded, built, and managed multiple companies in five states since 1997. Chris is a well-respected industry leader known for his professionalism and client advocacy.

With over $1 Billion in closed loan production, Chris has continued to bring value as a concierge lending professional and has delivered outstanding service through a referral network of key relationships for over two decades.

Previously Chris served as President of Southwest Financial Services for 14 years and President/CEO of Arizona National Mortgage, Inc. for 6 years.

As a real estate agent, my favorite words from a lender are “FULL LOAN APPROVAL!!” Even better when you hear them 17 days after the contract was signed & CLOSE A WEEK EARLY!! It was seamless from start to finish!! Mike’s processor, Shelly, was fantastic at staying on top of the file and giving updates along the way. Absolutely a top notch experience!! - Jan Z.

Chris was very knowledgeable about every aspect regarding my loan. He was very responsive and proactive in his communication with me, and he also kept an open line of communication with my realtor. He was extremely honest and very helpful throughout the entire process, and I really appreciated that, because buying a home is a very stressful process. I would definitely recommend Chris to anyone looking to buy a home, refinance, etc. - Dan B

Buying a home and selling your current home at the same time is a very stressful situation. Throughout the whole process the communication was great. - Linda W.

I think I have run 5-6 loans through Chris, all personal residential and a few re-finances. Every detail goes as planned with no surprises. I have referred him to countless friends and associates and they in kind refer as well. He is extremely knowledgeable, professional and can think around and through challenges finding his clients a superior product meeting their individual needs. - Alison B

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! - Kathy P.

Chris was absolutely wonderful. I was a first time buyer and I went from knowing nothing to learning what my options were. Chris took the time to explain everything I needed to know about the different loan types available to me. He is very patient, responsive and easy to work with. He made homebuying seem so simple. I will definitely be recommending him to my friends and family. - Stephanie T.

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Are you ready to find the best rate, the best mortgage and the best experience? Get started now.


Check our blog for insight and advice. And when you’re ready, call us today at 602-889-0632.


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We look forward to working with you to find the best mortgage solution. Contact us today.

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