Home loans made easy

Fast | Simple | Online

Danny Ponder  HOME LOANS MADE EASY

Thank you for visiting my web page. I look forward to making your mortgage experience a positive one. With over 15 years of originating I have the skillsets necessary to assist my clients through the mortgage application process to avoid pitfalls and set up for successful closings.

Communication from day one of our 1st consultation, to all parties involved through the escrow, and years after the closing, you will find me available to add-value to the biggest investment of your life and your financial goals. Whether purchasing or refinancing, first-time home buyer or seasoned investor, I have the lenders and programs to match your specific needs. I joined Pacific West Lending LLC in the Spring of 2019 after enduring a 2nd bank merger in the span of 3 years. Back to the broker world where “Brokers are Better” than the retail banks.

Currently licensed in CA. Loan programs include Conventional, FHA, VA, Jumbo, Construction, Developer Financing, Commercial, Multi-Family, Bank Statement Loans, Debt Service, Fix-n-Flip.

STEP 1: GET STARTED TODAY

REFINANCE MY HOME
BUY A HOME

STEP 2: CONTACT ME

 

 
M: 916.947.4587

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Vacation Homes and Home Equity Loans

Vacation Homes and Home Equity Loans The Best Home Equity Lines of Credit for your 2nd or Vacation Home The best Home Equity Line of Credit, You deserve it! Whether consolidating bills, remodeling your home or sending a child off to college. Stir in a little bit of...

Best Home Equity Lines of Credit

The Best Home Equity Lines of Credit The best Home Equity Line of Credit, You deserve it! Whether consolidating bills, remodeling your home or sending a child off to college. Stir in a little bit of imagination with your home’s equity, and you’ll discover amazing...

Meet the founders

Chris Bang Over $1 Billion in closed loan production Chris has an extensive lending background with 24 years of valuable experience in all facets of mortgage lending and servicing.  He has held multiple management roles in corporate financial...

Loan to Value   > 20 years   ≤ 20 years   > 20 years   ≥ 20 years MI Coveraged Required
97% to 95.01% 35% 35% 25% 25% 18%
95 to 90.01% 30% 25% 25% 25% 18%
90 to 85.01% 25% 12% 25% 12% 12%
85% & below 12% 6% 12% 6% 6%

Home loans made easy

Fast | Simple | Online

Company NMLS 1740273 | AZ Mortgage Banker license BK-094296 | CA Mortgage Banker license 60DBO86197