Home loans made simple.
Fast | Simple | Online
Chris Bang HOME LOANS MADE SIMPLE.
Premier Mortgage Banker with over $1Billion in closed residential loan production, bringing value as client-focused concierge lending professional for over two decades.
Principal of Pacific West Lending, a mortgage banker licensed in CA, AZ, OR, and TN. Experienced in all facets of mortgage lending and servicing with extensive mortgage lending background and proven record of building successful operations from ground up.
Founded, built, and managed multiple businesses in five states since 1997. Previously served as Principal of Southwest Financial Services for 16 years, President/CEO of Arizona National Mortgage Inc. for 6 years and have held multiple management roles in corporate financial services and mortgage banking operations.
Market Guide
 |
| Loan to Value | > 20 years | ≤ 20 years | > 20 years | ≥ 20 years | MI Coveraged Required |
|---|---|---|---|---|---|
| 97% to 95.01% | 35% | 35% | 25% | 25% | 18% |
| 95 to 90.01% | 30% | 25% | 25% | 25% | 18% |
| 90 to 85.01% | 25% | 12% | 25% | 12% | 12% |
| 85% & below | 12% | 6% | 12% | 6% | 6% |
CONTACT
NMLS 171732
chris@pacwestlending.com
Sacramento Office: 916-678-4200
Phoenix Office: 602.494.5005
www.pacwestlending.com
CA DBO Mortgage Banker License 60DBO 86197 | AZDFI Mortgage Banker License BK-0948296 | NMLS Company ID 1740273 | NMLS Chris Bang ID 171732 | NMLS CA Branch ID 1759274 | CA DBO Mortgage Banker Branch License 60DBO 87184 | AZ MLO License 0911760 | CA MLO License CA-DOC171732 | 14001 N 7th Street, Suite E109, Phoenix, AZ 85022 401 Watt Ave., Suite 6, Sacramento, CA 95864
Home loans made simple.
Fast | Simple | Online
Company NMLS 1740273 | AZ Mortgage Banker license BK-094296 | CA Mortgage Banker license 60DBO86197 | CA Branch license 60DBO87184 | CA Branch NMLS 1759274