Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions, and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home-buying decision process and the mortgage-application process.
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
The Federal Reserve Board maintains a website with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
What happens after you complete the purchase process? This U.S. Postal Service website provides all kinds of tools and tips to help make the moving process easier.
U. S. Department of Housing and Urban Development website provides extensive information about buying a home, including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home-buying programs, including FHA loan programs and other special programs.
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home-buying Process guide on their website offers valuable information about buying a home. This website also provides important information for homeowners.
As a real estate agent, my favorite words from a lender are “FULL LOAN APPROVAL!!” Even better when you hear them 17 days after the contract was signed & CLOSE A WEEK EARLY!! It was seamless from start to finish!! Mike’s processor, Shelly, was fantastic at staying on top of the file and giving updates along the way. Absolutely a top notch experience!! - Jan Z.

Chris was very knowledgeable about every aspect regarding my loan. He was very responsive and proactive in his communication with me, and he also kept an open line of communication with my realtor. He was extremely honest and very helpful throughout the entire process, and I really appreciated that, because buying a home is a very stressful process. I would definitely recommend Chris to anyone looking to buy a home, refinance, etc. - Dan B

Buying a home and selling your current home at the same time is a very stressful situation. Throughout the whole process the communication was great. - Linda W.

I think I have run 5-6 loans through Chris, all personal residential and a few re-finances. Every detail goes as planned with no surprises. I have referred him to countless friends and associates and they in kind refer as well. He is extremely knowledgeable, professional and can think around and through challenges finding his clients a superior product meeting their individual needs. - Alison B

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! - Kathy P.

Chris was absolutely wonderful. I was a first time buyer and I went from knowing nothing to learning what my options were. Chris took the time to explain everything I needed to know about the different loan types available to me. He is very patient, responsive and easy to work with. He made homebuying seem so simple. I will definitely be recommending him to my friends and family. - Stephanie T.

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Pacific West Lending

The best rates.
The best service.
The best mortgage experience.

ARIZONA

14001 N. 7th Street
Suite E 109
Phoenix, AZ 85022
602-889-0632

CALIFORNIA

555 University Ave.
Suite 126
Sacramento, CA 95825
916-678-4200

 

COMPANY LICENSING

NMLS #1740273
Arizona Dept of Financial Institutions, Mortgage Banker License BK-0948296
California Dept of Business Oversight, Mortgage Banker License 60DBO87184
CA NMLS Branch ID #1759274

 

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